Money makeover? How to invest $10,000?

Question by ac: Money makeover? How to invest ,000? Here is the scenario of a family I am assisting in planning: Wife is a teacher, husband is a Airline employee and his job is not secure and he wants a change. Both are in their mid-30′s with a 2 year old child. They just came into $ 10,000. They have a combined annual income of $ 80,000 They owe 2 months worth of mortgage on a rental income apt that they are upside down in where they have a $ 300 monthly gap. Husband has high 500……Read More »

Creditreport.com charged me for stuff. Can I legally get a receipt?

Question by : Creditreport.com charged me for stuff. Can I legally get a receipt? After trying out or a “free” credit report, I found out I was charged $ 29.95. The web page told me that it needed my credit card for verification purposes. After reading the fine print and reviewing the process, I found out that creditreport.com weaseled me in their web interface to get me to purchase a “product” that I was not aware of. After reading it in their terms and conditions,……Read More »

Can I buy a house right now?

Question by : Can I buy a house right now? I am a 20 year old male with a job that Ive had for two years and is virtually immune to the bad economy. I make 15,000 a year after taxes at the moment with many opportunities for pay increases in the next year. I am currently living with my parents but after a brief year living on my own with a roommate I’m itching to get my own place. I don’t want a roommate and I don’t want to rent. I want a piece of the American Dream in owning ……Read More »

Need to raise my credit score by 100 points within 9 months. Is this possible?

Question by : Need to raise my credit score by 100 points within 9 months. Is this possible? Is this possible and what is the best method to use? Best answer: Answer by Steve DBest method to use is pay your bills on time and reduce your balances as low as you can get them. 100 points in 9 months is cutting it close – but it can be done. Give your answer to this question below! Read More »

Is 667 a good credit score to get a house?

Question by chef: Is 667 a good credit score to get a house? Yes im a first time home buyer and I’m about to fill out a application to see if I am pre approved for a house. So I checked my credit on freecreditreport.com and my score was 667 is that a good enough score to get pre approved for a house?. p.s I live in maryland Best answer: Answer by Jeny5well it would also depend on your income and debt ratio. they will look at your overall situation, your rent history, credit history, e……Read More »

Where can i go online to get a free copy of my credit score?

Question by Classy Lady: Where can i go online to get a free copy of my credit score? i’ve was able to get a copy of my credit report online without using my debit card. is there a site that shows you your credit score without needing credit or debit card information for free? Best answer: Answer by Maria2Bluewww.annualcreditreport.com What do you think? Answer below! Read More »

Advice on leasing a car?

Question by !!rayne!!: Advice on leasing a car? OK, I’ve never been independent before, so I apologize for this question, but I want to be sure about something. My rent will soon be $ 150 a month (including all utilities), and I can reasonably expect to be earning around $ 900 a month minimum. I need to get rid of my old car, as fixing it would cost way more than the car is even worth, so I am currently browsing for options. I had been thinking about buying a car from my friend’s……Read More »

Loans for people with horrible credit!?

Question by tasia_audre: Loans for people with horrible credit!? I am need of a small personal loan. My credit score has been jeopardized because I had my personal information stolen by a family member, and I am now in the process of having negative marks removed from my credit. I am looking for a private loan in the amount of $ 15,000 for business purposes and for other reasons. I have found many companies that say they offer loans to people like me, but they charge outrageous fees. I am i……Read More »

What credit score do you need to get a credit card?

Question by my_names_do_not_work: What credit score do you need to get a credit card? I have around a 650, does anyone have any good suggestions on a card for that score? Best answer: Answer by green is cleanYou can get one just about anywhere with that score…just apply. What do you think? Answer below! Read More »