Your Credit Score – What does this mean and how to increase
Posted by admin on February 8th, 2012
your credit score – What does this mean and how to increase
Article
Lisa C. Zapalac
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Is ruining my good credit score worth cutting my 70,000 debt in half?
Posted by admin on February 8th, 2012
Question by :
Is ruining my good credit score worth cutting my 70,000 debt in half?
I will have 5 credit card charge offs and it will ruin my credit score for 12 years! I can’t decide if I should let Credit Relief Today handle my debt or not…
Best answer:
Answer by bdancer222RUN AWAY!! Debt settlement companies are not a good idea. You’ve already figured out that they will trash your credit. But are you aware that many of these debt settlement companys must take your mont……Read More »
how can i get my credit score for free without calling on the phone or giving out my phone number?
Posted by admin on February 8th, 2012
Question by carlos d:
how can i get my credit score for free without calling on the phone or giving out my phone number?
Best answer:
Answer by nomsits a law, you are allowed one free credit report per year, excatly after 1 year you can get another one, thats how the system works, for your free credit report for this year go to www.annualcreditreport.com, then its all step by step
What do you think? Answer below!
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When someone inquire about your credit how many points does your score go down?
Posted by admin on February 7th, 2012
Question by Live life:
When someone inquire about your credit how many points does your score go down?
I just started establishing credit 3 months ago and i recently applied for a auto loan and was denied. I just want to know everytime a credit card company or a fiance company inquire or anyone inquiring about your credit how many points does your score go down. Also do anyone know of a auto loan fianace company you don’t have to have months of establish credit.
Best answer:
Answer by Ja……Read More »
IS THIS SERVICE REALLY FREE?
Posted by admin on February 7th, 2012
Question by Belle:
IS THIS SERVICE REALLY FREE?
I tried finding out what my credit score is, it says it is free, but they ask for my credit card number. It says your credit card will not be billed during the free trial time. If I just want to find it out one time is there a way not to give a credit card number?
Do you know of any truly free credit report sites?
Best answer:
Answer by Tommy SGo to annualcreditreport.com and you get get your credit report for free once per year. Most sites wil……Read More »
How exactly is your credit score calculated? In layman’s terms please..?
Posted by admin on February 7th, 2012
Question by Mary:
How exactly is your credit score calculated? In layman’s terms please..?
I have horrible credit but is currently paying back all debts and going to get a secured credit card to build up good credit. Does making big($ ) purchases or small purchases on the secured credit card affect the credit score? Meaning if I make a $ 500 charge on the card and pay the amount due every month equals more points on my credit score say than a $ 20 purchase?
Best answer:
Answer by ch……Read More »
Which credit reporting company scores highest?
Posted by admin on February 7th, 2012
Question by STIFFLER!!!:
Which credit reporting company scores highest?
I recently discovered that you can get one free credit report from each of the three companies for free each year. I got my TransUnion one and my credit score was 651. Is this any good?
Also which of three agencies generally score you higher? Would Experian or Equifax be higher or lower than my 651 from TrasUnion?
Best answer:
Answer by Noah_BodieAsk 3 people, and you’ll likely get 3 different answers. For me, TU is ……Read More »
How to build your credit after a short sale?
Posted by admin on February 7th, 2012
How to build your credit after a short sale?
Article by Quinlan Murray
A short sale may hurt your credit score, you can take a beating over 80 to 150 points. While a short sale may be a viable alternative to foreclosure, your principal is reduced because the value of your home is lower than it should. Therefore, a low credit score increases your chances of having to pay a higher interest rate for credit cards and mortgages in the future. Normally, after a short sale , it will take 18-24 m……Read More »
What will be my interest rate if my credit score fall in the 650-700?
Posted by admin on February 7th, 2012
Question by Catherine K:
What will be my interest rate if my credit score fall in the 650-700?
if i need a loan for mortege
Best answer:
Answer by randyssgirl25with a credit score below 700 you might be looking at a little bit higher but not by much shop around and find the best interest rate that you, most banks will allow you to prequailfy and sometimes if you are planning on buying soon they will lock that rate in for you! If you are planning on buying soon and your credit score has not gon……Read More »
