Question by Number Three:
why is it so hard to find my credit report?
Not going to use “free credit report.com” not going to equifax or experian, or the other one I forget because their sites look shady too.
anyway PNC can check my credit score? why the fuck does it cost 1 dollar, and why does FCR.com submit “some” of my personal information to 3rd parties (it says so in their privacy policy) and ever since I signed up with THEM I keep getting frauded, or being hacked and whatnot.
any place that is not even romotely connected to the internet? or doesn’t cost 1$ and a 12$ a month membership to view? Im pissed.
Best answer:
Answer by Possum
https://www.annualcreditreport.com/cra/index.jsp
This is the official site to get a free credit report from each of the three agencies once every 12 months. It is FREE. You don’t have to pay anything and you don’t have to sign up for any type of program.
The credit reports are free. It will cost you to get the credit score.
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You are using third party monitoring services. They require you to sign up for their service and they will all charge you a monthly fee.
AnnualCreditReport.com is the site mandated by the FTC to allow online access to your free annual credit report from each of the three credit bureaus (Experian, Equifax, and TransUnion are the three credit bureaus). This is the only site that will not require you to sign up for monitoring services. The reports are free, the scores are not.
You can also mail requests for your free annual credit reports to each of the credit bureaus. You would have to include a photocopy of your driver’s license, social security card, and a utility bill showing your current address.